Effective January 2002
Our credit union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with our credit union.
As a member of our credit union, you also have a responsibility to safeguard your financial information.
Our credit union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services - no more.
Our credit union will protect your information. Our credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
Our credit union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
Our credit union will partner only with businesses that follow strict confidentially requirements. The businesses we select will offer products designed to enhance our members' economic well-being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms.
Privacy Notice Disclosure
Neighborhood Community Federal Credit Union collects nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms,
Information about your transactions with us or others, and
Information we receive from a consumer reporting agency (assuming applicable)
We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.
Neighborhood Community Federal Credit Union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you.
Neighborhood Community Federal Credit Union maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.