NCFCU Loan Rates
Neighborhood Community Federal Credit Union Loan Rates
Effective July 1st, 2013
If your loan payment is set on payroll deduction and/or if you have an active checking account you will receive 1/4% off the loan rate. If payroll is stopped or checking account is closed before the loan is paid off, the interest rate will revert to the higher rate. (excludes: share secured, certificate secured and overdraft advances).
** Secured loans will receive 1/4% off the loan rate if applying 10% cash down or 1/2% off the loan rate if applying 20% cash down.
*** Certificate must be renewed until loan is paid in full.
*The Annual Percentage Rate (APR) you receive for these subaccounts will be within the ranges disclosed above and is based on your creditworthiness. Please see a loan officer to determine the rate for which you qualify.