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LOAN RATES & INFO
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Home > Loan Rates & Info > Vehicle Loan Rates > New Autos
 
New Auto Loan Rate & Info.

The credit union makes loans for new and used vehicles. The loan may be financed up to 6 years if the amount borrowed is less than $20,000. If borrowing over $20,000.00 you may extend financing to 7 years. Financing on used vehicles is determined by the loan and retail values according to the NADA blue book. Term of financing is determined by the year of the car. See our Loan Rates page for current rates.

Pre-Approved Financing
Apply for your loan before you begin shopping for your car. Call the credit union and we can take the application over the phone and most of the time we will have an answer the same day as to the amount of loan you qualify for.

A loan calculator is available for your convenience.

Disability Insurance for Loans
Term Life Insurance

TRUTH-IN-LENDING DISCLOSURES

The following information is provided to you pursuant to the requirements of the Truth in Lending Act and Regulation Z of the Federal Reserve Regulations. Regulation Z prescribes uniform methods of computing the cost of credit, disclosure of credit terms and procedures for resolving errors on certain credit accounts. Neighborhood Community Federal Credit Union loan products are offered as open ended credit and closed ended credit depending on the type of loan you desire. The disclosures contained herein do not contain all of the disclosure information which will be provided if your loan is consummated. Additional disclosures required by law and regulations may be provided to you at various times during the processing of your request as required by law.

CLOSED-END CREDIT

THIS DISCLOSURE NOTICE CONTAINS IMPORTANT INFORMATION ABOUT NEIGHBORHOOD COMMUNITY FEDERAL CREDIT UNIONíS CLOSED END-CREDIT LOANS. YOU SHOULD READ IT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS.

Terms Subject to Change. The rates contained herein are effective as of April 1st, 2014. However, the terms described in this disclosure are subject to change at any time. If, prior to your signing the loan documents, any of these terms have changed (other than the annual percentage rate) and you decide, as a result, not to obtain a loan from us, you would be entitled to a refund of any fee that you paid in connection with your application.

Terms of Repayment. Interest rates for closed end credit are fixed. The terms of repayment for the currently published interest rates are as listed above. No down payment applies to any closed end credit.

Complete Disclosure Information



 
Neighborhood Community Federal Credit Union
4848 South 120th Street  Omaha, NE 68137-2065
Voice: (402) 895-6880   Fax: (402) 895-7962   1-888-562-2138
 

This Credit Union is federally-insured by the
National Credit Union Administration
 

We Do Business In Accordance With the Federal Fair
Housing Law and the Equal Credit Opportunity Act
 
Copyright © 2003 Neighborhood Community Federal Credit Union. All rights reserved.