Wire Transfers of Funds
Wire transfers involve the electronic movement of money through the Federal Reserve System, directly from your account at the credit union to an account at another financial institution.
- The cost of a wire transfer out is $15.00.
- The cost of a wire transfer in is $5.00.
ELECTRONIC FUND TRANSFER DISCLOSURES
If you believe that there has been an unauthorized electronic transfer of funds from any of your accounts, or in case of errors or questions about your electronic funds transfers, notify Neighborhood Community Federal Credit Union at (402) 895-6880, or by mail to or in person at 4848 South 120th Street, Omaha, Nebraska 68137. Prompt notification of an unauthorized transfer will lessen your liability. If your access device, i.e. your card, PIN number, password, etc., for your account is lost or stolen, and you notify the Credit Union within 2 business days after learning of the loss or theft, your liability will not exceed the lesser of $50 or the amount of unauthorized transfers occurring before such notice. If you fail to notify the Credit Union within 2 business days after learning of the loss or theft, you will also be liable for all unauthorized transfers occurring after those 2 business days but before you gave the Credit Union notice. However, your total liability will not exceed $500. If an unauthorized transfer appears on a periodic statement, and you notify the Credit Union within 60 days of the Credit Union’s transmitting that statement to you, you will not be liable for any subsequent unauthorized transfers. However, if you fail to notify the Credit Union within 60 days, you will be liable for any unauthorized transfers occurring after the 60 days if the Credit Union could have stopped such transfer had you given notice within the 60 day period. The Credit Union will extend these deadlines to a reasonable period if your failure to notify the Credit Union was due to extenuating circumstances. The Credit Union will make such determinations on a case by case basis.