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SAVINGS RATES & INFO
Share Savings
Vacation Account
Scottie Saver Club
Christmas Club
IRA Savings & Roth IRA Savings
IRA Cert. & Roth IRA Cert.
Share Draft
MM Share Draft
Share Certificate
Disclosures

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Christmas Club

Make your holiday shopping worry-free by starting to save early. With our Christmas Club Savings Plan, you'll have enough money saved to pay off your holiday bills. Open this account any time and continue to deposit throughout the year. October 1st the funds will be transferred to your savings account. You may choose to receive your money in the form of a check mailed to your home or automatically deposited into your account. Penalty applies for early withdrawal.

Rates Effective July 1, 2013

Tiered

Dividend Rate

APY*

Up to $999

0.10%

0.10%

$1,000-$4,999

0.10%

0.10%

$5,000-$14,999

0.10%

0.10%

$15,000-$19,999

0.10%

0.10%

$20,000 & Over

0.25%

0.25%

*Annual Percentage Yield

  • Dividends Compounded Quarterly
  • Dividends Credited Quarterly
  • Dividend Period Calendar Quarter
  • No Minimum to Open
  • No Minimum Balance to Obtain APY
  • Account Limitations: Account Withdrawal Limitations Apply

TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES
Except as specifically described, the following disclosures apply to all of the accounts. All accounts described in this Rate and Fee Schedule are share accounts.

Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Certificate and IRA Share Certificate accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Share, Share Draft, Vacation, Scottie Savers Club, Christmas Club, and IRA accounts, the Dividend Rate and Annual Percentage Yield may change quarterly as determined by the Credit Union’s Board of Directors. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.

Complete Disclosure Information



 
Neighborhood Community Federal Credit Union
4848 South 120th Street  Omaha, NE 68137-2065
Voice: (402) 895-6880   Fax: (402) 895-7962   1-888-562-2138
 

This Credit Union is federally-insured by the
National Credit Union Administration
 

We Do Business In Accordance With the Federal Fair
Housing Law and the Equal Credit Opportunity Act
 
Copyright 2003 Neighborhood Community Federal Credit Union. All rights reserved.