Make your holiday shopping worry-free by starting to save early. With our Christmas Club Savings Plan, you'll have enough money saved to pay off your holiday bills. Open this account any time and continue to deposit throughout the year. October 1st the funds will be transferred to your savings account. You may choose to receive your money in the form of a check mailed to your home or automatically deposited into your account. Penalty applies for early withdrawal.
Rates Effective July 1, 2013
*Annual Percentage Yield
TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES
Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Certificate and IRA Share Certificate accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Share, Share Draft, Vacation, Scottie Savers Club, Christmas Club, and IRA accounts, the Dividend Rate and Annual Percentage Yield may change quarterly as determined by the Credit Union’s Board of Directors. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.