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> > Share Savings Accounts
Opening a share savings account will establish your membership at the credit union. Along with payroll deduction you may make deposits by mail or in person. Withdrawals can be made in person, requested by phone or via an ATM machine. Minimum opening balance is $5.00.
Rates Effective July 1, 2012
*Annual Percentage Yield
TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES
Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Certificate and IRA Share Certificate accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Share, Share Draft, Vacation, Scottie Savers Club, Christmas Club, and IRA accounts, the Dividend Rate and Annual Percentage Yield may change quarterly as determined by the Credit Union’s Board of Directors. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
Complete Disclosure Information |
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