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SAVINGS RATES & INFO
Share Savings
Vacation Account
Scottie Saver Club
Christmas Club
IRA Savings & Roth IRA Savings
IRA Cert. & Roth IRA Cert.
Share Draft
MM Share Draft
Share Certificate
Disclosures

Home > Savings Rates & Info > Share Certificate
 
Share Certificates

For a higher rate, certificates are available. We offer competitive rates. Penalty applies for early withdrawal.

  • Term 6 Month, Minimum Balance $1000
  • Term 12 Month, Minimum Balance $1000
  • Term 24 Month, Minimum Balance $1000
  • Term 36 Month, Minimum Balance $1000
  • Term 6 Month - 36 Month, Minimum Balance $500 (Minor Accountholders)

Rates Effective July 1, 2013

Term

6 Month

12 Month

24 Month

36 Month

Minimum

$1000

$1000

$1000

$1000

Dividend Rate (Fixed)

.30%

.40%

.50%

.60%

APY * (Fixed)

.30%

.40%

.50%

.60%

Renewable

Yes

Yes

Yes

Yes

Early Withdrawal Penalties

30 Days
of Interest

30 Days
of Interest

90 Days
of Interest

90 Days
of Interest

*Annual Percentage Yield

TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES
Except as specifically described, the following disclosures apply to all of the accounts. All accounts described in this Rate and Fee Schedule are share accounts.

Rate Information. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Certificate and IRA Share Certificate accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Share, Share Draft, Vacation, Scottie Savers Club, Christmas Club, and IRA accounts, the Dividend Rate and Annual Percentage Yield may change quarterly as determined by the Credit Union’s Board of Directors. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.

Complete Disclosure Information



 
Neighborhood Community Federal Credit Union
4848 South 120th Street  Omaha, NE 68137-2065
Voice: (402) 895-6880   Fax: (402) 895-7962   1-888-562-2138
 

This Credit Union is federally-insured by the
National Credit Union Administration
 

We Do Business In Accordance With the Federal Fair
Housing Law and the Equal Credit Opportunity Act
 
Copyright 2003 Neighborhood Community Federal Credit Union. All rights reserved.